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Source: https://exemptback.com · Reviewed 2026-11-07 · Law checked 2026-11-05

# The Texas homestead exemption, explained

> A Texas residence homestead exemption lowers the taxable value of the home you own and live in. School districts must exempt $140,000 of its value from tax year 2025 on, plus $60,000 more if you are 65 or older or disabled. Cities, counties and other units may add up to 20%. You apply once, for free, with your county appraisal district on Form 50-114.

Canonical: https://exemptback.com/texas-homestead-exemption  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

What it is, how much it is worth, who qualifies, and how to make sure your home has every exemption it is owed.

## What the homestead exemption does

Property tax in Texas is figured on your home’s taxable value. A homestead exemption subtracts a set dollar amount or a percentage from the appraised value before each taxing unit applies its rate. Every dollar exempted is a dollar no one can tax.

For example, at a hypothetical school district rate of 1.0000 per $100, a $140,000 exemption removes $1,400 of school tax a year ($140,000 ÷ 100 × 1.0000). Your own rate is printed on your tax statement.

A homestead exemption also unlocks two protections that matter more over time: the [10% yearly cap](https://exemptback.com/homestead-cap-and-tax-ceiling-texas) on increases in your home’s taxable appraised value, and, at 65 or with a disability, a [school tax ceiling](https://exemptback.com/homestead-cap-and-tax-ceiling-texas#ceiling).

## How much it is worth

| Tax year | General homestead | Added for 65+ or disabled | Total for 65+ or disabled |
| --- | --- | --- | --- |
| 2022 | $40,000 | $10,000 | $50,000 |
| 2023 | $100,000 | $10,000 | $110,000 |
| 2024 | $100,000 | $10,000 | $110,000 |
| 2025 and later | $140,000 | $60,000 | $200,000 |

- **Local option percentage:** any taxing unit may exempt up to 20% of a homestead’s value, with a minimum of $5,000 when it adopts one (§11.13(n)).
- **County farm-to-market or flood control:** counties that collect those taxes must give a $3,000 exemption (§11.13(a)).
- **Local over-65 or disability exemption:** any taxing unit may add at least $3,000 (§11.13(d)).
- **Disabled veterans:** $5,000 to $12,000 by rating, or a total exemption at 100% or individual unemployability. See the [disabled veteran guide](https://exemptback.com/disabled-veteran-property-tax-exemption-texas).

The 2025 increases came from Propositions 13 and 11, approved by voters on November 4, 2025. See [what changed in 2025](https://exemptback.com/texas-homestead-exemption-increase).

## Who qualifies

- You own the home (including through certain trusts, life estates, or as an heir living in an inherited home).
- It is your principal residence. Generally that is set by your status on January 1 of the tax year (§11.42(a)). There is a special rule for the year you buy; see [new homeowners](https://exemptback.com/homestead-exemption-new-homeowners-texas).
- You do not claim a homestead exemption on any other home, in Texas or anywhere else (§11.13(h)).
- Your Texas driver license or state ID shows the home’s address, with waivers for active-duty military, their spouses, and a few other cases (§11.43(n), (p)).

Rentals and second homes do not qualify.

## How to apply

File the Comptroller’s [Form 50-114](https://comptroller.texas.gov/forms/50-114.pdf) with the appraisal district in the county where the home is, with a copy of your driver license or ID. Many districts accept it online. It is free. The regular deadline is April 30, with later deadlines for buyers, people who turn 65, and late filers. Step-by-step: [how to file](https://exemptback.com/how-to-file-homestead-exemption-texas) and [deadlines](https://exemptback.com/homestead-exemption-deadline-texas).

Once granted, the exemption stays on your record; you do not reapply every year (§11.43(c)). The district may ask you to confirm it, and must review every homestead at least once every five years. See [reapply letters](https://exemptback.com/homestead-exemption-reapply-letter-texas).

## If you never filed

You can still claim recent years. Texas lets the appraisal district accept a late homestead application up to 2 years after the delinquency date for that year (§11.431), and 5 years for certain disabled veteran exemptions (§11.439). If you already paid, the tax office refunds the difference within 60 days of being notified, with no separate refund request. Full details: [late filing and refunds](https://exemptback.com/late-homestead-exemption-refund).

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### How much is the homestead exemption in Texas?

School districts must exempt $140,000 of a homestead’s value from tax year 2025 on. Owners 65 or older or disabled get $60,000 more, for $200,000 off school taxes. Other taxing units may add a percentage exemption of up to 20%.

### Do I have to reapply for the homestead exemption every year?

No. Once granted, a residence homestead exemption stays in place until you move or no longer qualify (Tax Code §11.43(c)). The appraisal district may send a letter asking you to confirm it, and you must answer that letter.

### Does it cost anything to file a homestead exemption in Texas?

No. Filing with your appraisal district is free. You do not need to pay a company or hire anyone to file.

### Can I have a homestead exemption on two homes?

No. You may claim only one residence homestead at a time, in or outside Texas (Tax Code §11.13(h)).

## Sources

1. [Property Tax Exemptions — Texas Comptroller of Public Accounts](https://comptroller.texas.gov/taxes/property-tax/exemptions/) — Texas Comptroller of Public Accounts
2. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
3. [Form 50-114, Application for Residence Homestead Exemption](https://comptroller.texas.gov/forms/50-114.pdf) — Texas Comptroller of Public Accounts
4. [Texas Proposition 13, Increase Homestead Property Tax Exemption Amendment (2025)](https://ballotpedia.org/Texas_Increase_Homestead_Property_Tax_Exemption_Amendment_(2025)) — Ballotpedia
5. [Texas Proposition 11, Increase Homestead Tax Exemption for Elderly and Disabled Amendment (2025)](https://ballotpedia.org/Texas_Increase_Homestead_Tax_Exemption_for_Elderly_and_Disabled_Amendment_(2025)) — Ballotpedia

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# The $140,000 homestead exemption: what changed in 2025

> From tax year 2025, the Texas school district homestead exemption is $140,000 (up from $100,000), and homeowners 65 or older or disabled get an additional $60,000 (up from $10,000), for $200,000 in total. Voters approved Proposition 13 with 79.41% and Proposition 11 with 77.68% on November 4, 2025. Owners who already had the exemptions did not need to reapply.

Canonical: https://exemptback.com/texas-homestead-exemption-increase  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

Two constitutional amendments approved on November 4, 2025, raised the school district homestead exemptions starting with the 2025 tax year.

## What changed

| Tax year | General homestead | Added for 65+ or disabled | Total for 65+ or disabled |
| --- | --- | --- | --- |
| 2022 | $40,000 | $10,000 | $50,000 |
| 2023 | $100,000 | $10,000 | $110,000 |
| 2024 | $100,000 | $10,000 | $110,000 |
| 2025 and later | $140,000 | $60,000 | $200,000 |

- **Proposition 13** (SJR 2, enabled by SB 4) raised the general school homestead exemption from $100,000 to $140,000. Voters approved it 79.41% to 20.59%.
- **Proposition 11** (SJR 85, enabled by SB 23) raised the added school exemption for owners 65 or older or disabled from $10,000 to $60,000. Voters approved it 77.68% to 22.32%.

Both apply to tax years beginning January 1, 2025.

## Who benefits, and who does not

The increases only help a home that has the matching exemption on its appraisal record. A home with no homestead exemption on file gets none of it. A 65-year-old owner whose record shows only the general homestead gets $140,000, not $200,000.

The increases are school district exemptions. City, county and special district taxes depend on each unit’s own local exemptions.

For example, at a hypothetical school district rate of 1.0000 per $100, a $140,000 exemption removes $1,400 of school tax a year ($140,000 ÷ 100 × 1.0000). Your own rate is printed on your tax statement.

## If you already have a tax ceiling

For owners with an over-65 or disability school tax ceiling, Tax Code §11.26 adjusts the ceiling down to reflect increases in the §11.13(b) and (c) exemptions, so ceiling holders also share in the change. See [tax ceiling](https://exemptback.com/homestead-cap-and-tax-ceiling-texas#ceiling).

## What to check now

1. Look up your property on your appraisal district’s website and read the exemptions listed.
2. If no homestead is listed and you live there, apply, and ask for the late years you qualify for (see [late refunds](https://exemptback.com/late-homestead-exemption-refund)).
3. If you are 65 or older or disabled and that exemption is not listed, apply for it too.

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### When does the $140,000 homestead exemption take effect?

It applies to tax years beginning January 1, 2025, so it first appeared on 2025 tax bills.

### Do I need to reapply to get the $140,000 exemption?

No. If your home already had a homestead exemption, the appraisal district applies the higher amount. If your home had no homestead exemption, you must apply.

### What is the total homestead exemption for seniors in Texas?

From tax year 2025, an owner 65 or older with both exemptions on file gets $140,000 plus $60,000, or $200,000, off school district taxable value.

## Sources

1. [Texas Proposition 13, Increase Homestead Property Tax Exemption Amendment (2025)](https://ballotpedia.org/Texas_Increase_Homestead_Property_Tax_Exemption_Amendment_(2025)) — Ballotpedia
2. [Texas Proposition 11, Increase Homestead Tax Exemption for Elderly and Disabled Amendment (2025)](https://ballotpedia.org/Texas_Increase_Homestead_Tax_Exemption_for_Elderly_and_Disabled_Amendment_(2025)) — Ballotpedia
3. [Property Tax Exemptions — Texas Comptroller of Public Accounts](https://comptroller.texas.gov/taxes/property-tax/exemptions/) — Texas Comptroller of Public Accounts
4. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# Filed late? How to get back years of homestead savings

> In Texas you can file a late residence homestead application up to 2 years after the delinquency date for that tax year, usually February 1 of the following year (Tax Code §11.431). Disabled veterans get 5 years (§11.439). If approved after the bill is set, the appraisal district notifies the tax office within 30 days and the tax office refunds what you overpaid within 60 days. You do not file a separate refund request.

Canonical: https://exemptback.com/late-homestead-exemption-refund  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

Missing a homestead exemption is common and often fixable. Here is how far back you can go, how the refund works, and the dates for each tax year.

## The rule

Tax Code §11.431 tells the chief appraiser to accept, and approve or deny, a residence homestead application filed after the regular deadline if it is filed no later than 2 years after the delinquency date for that year’s taxes. Section 11.439 does the same for the disabled veteran exemptions in §§11.22, 11.131 and 11.132, with a 5-year window. Section 11.439 does not cover surviving spouses of disabled veterans.

You still had to qualify in each year you claim: you owned the home and lived in it as your principal residence on January 1, and you did not claim a homestead anywhere else.

## Deadlines by tax year

| Tax year | Regular deadline | Homestead late deadline (§11.431) | Disabled veteran late deadline (§11.439) |
| --- | --- | --- | --- |
| 2021 | April 30, 2021 | February 1, 2024 | February 1, 2027 |
| 2022 | April 30, 2022 | February 1, 2025 | February 1, 2028 |
| 2023 | April 30, 2023 | February 1, 2026 | February 1, 2029 |
| 2024 | April 30, 2024 | February 1, 2027 | February 1, 2030 |
| 2025 | April 30, 2025 | February 1, 2028 | February 1, 2031 |
| 2026 | April 30, 2026 | February 1, 2029 | February 1, 2032 |
| 2027 | April 30, 2027 | February 1, 2030 | February 1, 2033 |

If the delinquency date for a year moved (for example, because the bill was mailed late), the late window moves with it. Your tax statement shows the delinquency date.

Because the delinquency date is usually in February, a homeowner who never filed can usually claim the current tax year plus the two before it for most of the year.

## How the refund works

1. You file the late application (Form 50-114, or Form 50-135 for a partial disabled veteran exemption) with the appraisal district and say which tax years you are claiming.
2. If approved after the appraisal records were certified, the chief appraiser must notify each tax collector within 30 days (§11.431(b)).
3. The collector removes the tax on the exempted value. If the bill is unpaid, it is reduced. If it was paid, the collector sends the refund within 60 days of the notice. You do not apply for the refund.

For disabled veteran late applications under §11.439, the refund also includes the matching share of any penalties and interest you paid.

## If your taxes are paid through escrow

The tax office issues the refund once the corrected bill is processed. If your lender paid the taxes from escrow, ask the tax office how the refund will be issued and tell your servicer. A lower tax bill then shows up in your mortgage payment after the servicer’s next escrow analysis; you can ask for one once the corrected bill is out.

## Mistakes that get late applications denied

- Claiming a year in which you had not yet moved in, or a year another home of yours had the homestead.
- An ID with an old address. Update it with Texas DPS before you file.
- Claiming a year whose window has already closed. Check the table above.
- Not stating which past years you are asking for.

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[See my back years free](https://exemptback.com/check)

## Common questions

### How far back can you claim a homestead exemption in Texas?

Up to 2 years after the delinquency date for each tax year, which is usually February 1 of the next year (Tax Code §11.431). Disabled veterans can go back up to 5 years for their veteran exemptions (§11.439).

### Do I have to request a refund after a late homestead exemption is approved?

No. The appraisal district notifies the tax office within 30 days of approval, and the tax office must refund the overpaid tax within 60 days of that notice.

### What if I forgot to file the homestead exemption the year I bought my house?

File now. If the late window for that year is still open, ask the appraisal district to apply the exemption to that year. If you closed after January 1 and the seller did not have the exemption that year, you may also qualify for part of the year you bought.

### Will a late homestead exemption lower my mortgage payment?

If your taxes are paid through escrow, a lower bill can lower your monthly payment after the servicer’s next escrow analysis.

## Sources

1. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
2. [Dallas CAD — Reapply Letter FAQ (SB 1801 and HB 2730)](https://www.dallascad.org/FAQ_Website_Reapply_Letter_Request_SB_1801_and_HB_2730_01052026.pdf) — Dallas Central Appraisal District
3. [Consumer Alert: HCAD Warns Homeowners to Be Wary of Homestead Designation and Unclaimed Money Solicitations](https://hcad.org/alerts/consumer-alert-hcad-warns-homeowners-to-be-wary-of-homestead-designation-and-unclaimed-money-solicitations) — Harris Central Appraisal District
4. [Form 50-114, Application for Residence Homestead Exemption](https://comptroller.texas.gov/forms/50-114.pdf) — Texas Comptroller of Public Accounts
5. [Form 50-135, Disabled Veteran's or Survivor's Exemption Application](https://comptroller.texas.gov/forms/50-135.pdf) — Texas Comptroller of Public Accounts

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# How to file a homestead exemption in Texas

> To file a Texas homestead exemption, look up your property on your county appraisal district’s website, complete Comptroller Form 50-114, attach a copy of a Texas driver license or state ID showing the home’s address, and submit it online, by mail, or in person to that appraisal district. There is no fee. File by April 30 for the current year, or later under the buyer, 65+, or late-filing rules.

Canonical: https://exemptback.com/how-to-file-homestead-exemption-texas  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

The application is one form, it is free, and most people can finish it in one sitting. These are the steps, and the details that cause rejections.

## Before you start

- **Who files:** you, the owner. No agent or company is needed.
- **Where:** the appraisal district in the county where the home is, not the tax office or the state. Find yours in the [Comptroller county directory](https://comptroller.texas.gov/taxes/property-tax/county-directory/).
- **Cost:** free.
- **Form:** [Form 50-114](https://comptroller.texas.gov/forms/50-114.pdf) for the general, over-65, disability and 100% disabled veteran exemptions; [Form 50-135](https://comptroller.texas.gov/forms/50-135.pdf) for the partial disabled veteran exemption.

## What to include

- A copy of your Texas driver license or state-issued ID. The address must match the home (§11.43(n)), with waivers for active-duty military and their spouses and a few other cases. Some districts do not accept passports or temporary licenses.
- Each owner’s name and share of ownership. Some districts require each signer’s ID to match.
- Your date of birth (required for the over-65 exemption).
- For an inherited home without a deed in your name: an ownership affidavit, the prior owner’s death certificate, a recent utility bill, and affidavits from other heirs living there (§11.43(o)).
- For disability: the documents your district specifies. For a disabled veteran: the VA rating letter.

## Filing online in DFW

- [Dallas County](https://exemptback.com/dallas-county-homestead-exemption) (Dallas Central Appraisal District): Yes. Search your property on dallascad.org, open the property address, and choose "File Homestead Exemption Online." The same page has a "Print Homestead Exemption Form" link.
- [Tarrant County](https://exemptback.com/tarrant-county-homestead-exemption) (Tarrant Appraisal District): Yes. Tarrant Appraisal District launched a new online homestead application on February 11, 2025, at tad.org/forms/homestead-exemption, with a dashboard to check your exemption status. A downloadable application is still available.
- [Collin County](https://exemptback.com/collin-county-homestead-exemption) (Collin Central Appraisal District): Yes, through the Collin CAD Taxpayer Portal at onlineportal.collincad.org. Collin CAD says emailed applications are not accepted.
- [Denton County](https://exemptback.com/denton-county-homestead-exemption) (Denton Central Appraisal District): Denton CAD says the printed application can be emailed back to info@dentoncad.com. Its FAQ does not describe a separate online filing portal.

Other counties: start from the [Comptroller county directory](https://comptroller.texas.gov/taxes/property-tax/county-directory/).

## After you file

Processing commonly takes weeks. Denton CAD, for example, says the homestead usually shows on its website within 90 days, and it does not mail an approval notice. If your application is denied, the appraisal district sends a written notice that explains the denial and how to protest it to the appraisal review board.

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Step by step

1. **Find your property record.** Go to your county appraisal district’s website, search your address, and read the exemptions currently listed for the home.
2. **Update your ID if needed.** Make sure your Texas driver license or state ID shows the home’s address. If not, update it with Texas DPS first, because the appraisal district generally cannot grant the exemption without a match.
3. **Complete Form 50-114.** Fill in each owner’s name and ownership share, the date you began living there, and check every exemption you qualify for: general homestead, age 65 or older, disability, or 100% disabled veteran.
4. **Ask for late years.** If you are filing late, state in writing which past tax years you are claiming, within the late-filing window.
5. **Attach documents.** Attach a copy of your ID. Add any other documents the form asks for, such as heirship affidavits for inherited property or disability or VA rating letters.
6. **Submit to the appraisal district.** Submit online through the district’s portal if it has one, or by mail or in person. Keep a copy and proof of the date you filed.
7. **Confirm approval.** Check your property record online after several weeks. Some districts do not mail approval notices. Then check your next tax statement.

## Common questions

### Can I file my homestead exemption online in Texas?

In many counties, yes. Dallas, Tarrant and Collin appraisal districts offer online filing; Denton CAD accepts the printed form by email. Check your own appraisal district’s website.

### Does my driver license have to match my homestead address?

Generally yes. The appraisal district may not grant the exemption unless the address on your Texas driver license or state ID matches the home, with waivers for active-duty military, their spouses, and a few others (Tax Code §11.43(n), (p)).

### How long does it take for a homestead exemption to be approved?

It varies by district. Several weeks to a few months is common; Denton CAD says it usually shows online within 90 days.

### How do I know if my homestead exemption was approved?

Look up your property on your appraisal district’s website and check the exemptions listed, then confirm the exemption on your next tax statement.

## Sources

1. [Form 50-114, Application for Residence Homestead Exemption](https://comptroller.texas.gov/forms/50-114.pdf) — Texas Comptroller of Public Accounts
2. [Form 50-135, Disabled Veteran's or Survivor's Exemption Application](https://comptroller.texas.gov/forms/50-135.pdf) — Texas Comptroller of Public Accounts
3. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
4. [County Directory (appraisal districts and tax offices)](https://comptroller.texas.gov/taxes/property-tax/county-directory/) — Texas Comptroller of Public Accounts
5. [Dallas CAD — Reapply Letter FAQ (SB 1801 and HB 2730)](https://www.dallascad.org/FAQ_Website_Reapply_Letter_Request_SB_1801_and_HB_2730_01052026.pdf) — Dallas Central Appraisal District
6. [Tarrant Appraisal District Introduces New Online Homestead Application](https://tad.org/tarrant-appraisal-district-introduces-new-online-homestead-application) — Tarrant Appraisal District
7. [Collin CAD — How do I apply for exemptions?](https://collincad.org/faqs/how-do-i-apply-for-exemptions-2/) — Collin Central Appraisal District
8. [Denton CAD — Frequently Asked Questions](https://dentoncad.com/?p=2806) — Denton Central Appraisal District

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# Texas homestead exemption deadlines

> The regular Texas homestead deadline is April 30 (the form is due before May 1, Tax Code §11.43(d)). If you bought after January 1, you have until the first anniversary of the purchase. Over-65 and disability exemptions are due within a year of qualifying (§11.43(k)). After that, late applications are accepted up to 2 years after the delinquency date (§11.431), or 5 years for disabled veterans (§11.439).

Canonical: https://exemptback.com/homestead-exemption-deadline-texas  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

April 30 is the date most people hear about. It is not the only one, and missing it is rarely the end of the story.

## Every deadline that matters

| Situation | Deadline | Law |
| --- | --- | --- |
| Qualified on January 1 | Before May 1 (April 30) of that tax year | §11.43(d) |
| Bought the home after January 1 | Before the first anniversary of the purchase | §11.43(d) |
| Turned 65 or became disabled | No later than one year after you qualified | §11.43(k) |
| Good cause | Chief appraiser may extend once, up to 60 days | §11.43(d) |
| Missed it | Up to 2 years after that year’s delinquency date | §11.431 |
| Disabled veteran exemptions missed | Up to 5 years after that year’s delinquency date | §11.439 |
| Reapply letter from your district | The date in the letter (Dallas CAD: 30 days) | §11.43(c) |

## Late-filing dates by year

| Tax year | Regular deadline | Homestead late deadline (§11.431) | Disabled veteran late deadline (§11.439) |
| --- | --- | --- | --- |
| 2021 | April 30, 2021 | February 1, 2024 | February 1, 2027 |
| 2022 | April 30, 2022 | February 1, 2025 | February 1, 2028 |
| 2023 | April 30, 2023 | February 1, 2026 | February 1, 2029 |
| 2024 | April 30, 2024 | February 1, 2027 | February 1, 2030 |
| 2025 | April 30, 2025 | February 1, 2028 | February 1, 2031 |
| 2026 | April 30, 2026 | February 1, 2029 | February 1, 2032 |
| 2027 | April 30, 2027 | February 1, 2030 | February 1, 2033 |

If the delinquency date for a year moved (for example, because the bill was mailed late), the late window moves with it. Your tax statement shows the delinquency date.

## Why January 1 matters

Most exemptions are decided by your situation on January 1 of the tax year (§11.42(a)). The over-65 and disability exemptions are the exception: they apply to the whole year in which you qualify (§11.42(c)). A buyer who moves in after January 1 can get the general exemption for the rest of that year only if the seller did not have it (§11.42(f)).

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### Is April 30 the homestead exemption deadline in Texas?

Yes, for most owners: the application is due before May 1 of the tax year. Buyers, people who turn 65 or become disabled, and late filers have other deadlines.

### What happens if I miss the homestead exemption deadline?

You can still file a late application for that year up to 2 years after its delinquency date (5 years for disabled veteran exemptions). If approved, any overpaid tax is refunded.

### What is the deadline to file a homestead exemption after buying a house in Texas?

If you acquired the home after January 1, the application is due before the first anniversary of the date you acquired it (Tax Code §11.43(d)).

## Sources

1. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
2. [Dallas CAD — Reapply Letter FAQ (SB 1801 and HB 2730)](https://www.dallascad.org/FAQ_Website_Reapply_Letter_Request_SB_1801_and_HB_2730_01052026.pdf) — Dallas Central Appraisal District

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# Just bought a home? Your homestead exemption checklist

> After buying a Texas home, file Form 50-114 with your appraisal district once you live there; the deadline is the first anniversary of your purchase. If you moved in by January 1 you qualify for that whole year. If you bought later, you get the general exemption for the rest of that year only if the seller did not have it (Tax Code §11.42(f)); otherwise it starts the next January 1. Update your driver license address first.

Canonical: https://exemptback.com/homestead-exemption-new-homeowners-texas  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

The first tax year after a purchase is where most homestead money is lost. These are the rules buyers ask about most.

## When your exemption starts

- **Owned and lived there on January 1:** you qualify for the whole tax year.
- **Bought after January 1, seller had no homestead that year** (for example, it was a rental or new construction): you may receive the general exemption for the rest of that year, starting when you qualify (§11.42(f); Comptroller guidance).
- **Bought after January 1 and the seller had a homestead:** the seller’s exemption covers that year, and yours starts the next January 1. There is no monthly proration of the exemption itself.

Taxes for the year are usually split between buyer and seller at closing based on an estimate. That proration is a contract matter between you and the seller, separate from the exemption.

## What to do in your first months

1. Change the address on your Texas driver license or ID to the new home.
2. File Form 50-114 with the appraisal district once you live there. You cannot keep a homestead on your previous home at the same time.
3. If you are 65 or older, or disabled, check those boxes too. If you had a tax ceiling on your old Texas home, ask for a ceiling transfer certificate (§11.26(h)).
4. Check your record online after a few weeks, and check the next tax statement.

## Why taxes can jump the year after you buy

A homestead’s taxable value cannot rise more than 10% a year (§23.23). That protection belongs to the owner and starts again for a new owner: it applies from the tax year after the first year you qualify. So the seller’s capped value does not carry over, and the first bill in your name can reflect the full market value. See [the 10% cap](https://exemptback.com/homestead-cap-and-tax-ceiling-texas).

## If you already missed a year

File now and ask for the late years. See [late filing and refunds](https://exemptback.com/late-homestead-exemption-refund).

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### Can I file a homestead exemption the same year I buy a house in Texas?

Yes. You may file once you live in the home. Whether it applies to that year depends on the January 1 rule and on whether the seller had a homestead exemption that year.

### Does the seller’s homestead exemption transfer to me?

No. It stays with the seller for that tax year. You must file your own application.

### Does my homestead exemption transfer when I move to a new home?

No. You must apply again for the new home. A 65+ or disability school tax ceiling can be transferred proportionally with a certificate from your old appraisal district (Tax Code §11.26(g), (h)).

## Sources

1. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
2. [Property Tax Exemptions — Texas Comptroller of Public Accounts](https://comptroller.texas.gov/taxes/property-tax/exemptions/) — Texas Comptroller of Public Accounts
3. [Texas Tax Code, Chapter 23 (Appraisal Methods and Procedures) — §23.23](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.23.htm) — Texas Legislature
4. [r/texas — Property Tax, Homestead Exemption: did I screw myself?](https://www.reddit.com/comments/1stzi9r/) — Reddit
5. [r/texas — Bought a house this year, don't understand what…](https://www.reddit.com/r/texas/comments/14si03l/) — Reddit

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# Texas property tax exemptions at 65 and older

> A Texas homeowner 65 or older gets an additional $60,000 school district exemption from tax year 2025, on top of the $140,000 general homestead exemption, for $200,000 total. It also sets a school tax ceiling that keeps school taxes from rising except for new improvements (Tax Code §11.26). Apply within one year of turning 65; a district can add it without an application when its records show your age (§11.43(m)).

Canonical: https://exemptback.com/over-65-property-tax-exemption-texas  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

Turning 65 adds a larger school exemption and freezes your school taxes. Here is how to make sure both are on your record.

## What you get

- **School district:** $60,000 more exempted (§11.13(c)), for $200,000 with the general homestead.
- **Other taxing units:** any city, county or special district may add a local over-65 exemption of at least $3,000 (§11.13(d)). Amounts vary by unit.
- **School tax ceiling:** your school tax on the home cannot go above the level set when you qualified, adjusted down for later exemption increases and rate compression, and up only for new improvements (§11.26). Cities, counties and junior colleges may adopt their own ceilings.

## When and how to apply

The over-65 exemption applies to the entire tax year in which you turn 65 (§11.42(c)). File Form 50-114 with your birth date no later than one year after you qualify (§11.43(k)), or later under the two-year late-filing rule.

Under §11.43(m), an appraisal district grants the over-65 exemption without a new application when its records or Texas DPS information show your age. Do not rely on that: look up your record, and if the over-65 exemption is not listed, apply.

## Surviving spouses

A surviving spouse who was 55 or older when the owner died can keep the over-65 exemption and the school tax ceiling on the same home if the owner was receiving it (§11.13(q); §11.26(i)). Some districts apply this automatically when they learn of the death (§11.43(m-2)); confirm it on your record.

## Protection from losing it

Before cancelling an exemption for an owner 65 or older for not answering a request, the chief appraiser must send written notice with a response form and a prepaid return envelope, and wait 60 days (§11.43(q)). If you receive such a letter, answer it.

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### Does the over-65 exemption happen automatically in Texas?

Often, but not always. Tax Code §11.43(m) lets the appraisal district grant it without an application when its records or DPS data show your age. Check your property record and apply if it is not listed.

### Can my school taxes go up after I turn 65 in Texas?

Generally no, because of the school tax ceiling. They can rise if you add improvements, such as an addition, and the ceiling is lowered when exemptions increase.

### Can I transfer my over-65 tax ceiling to a new home?

Yes, proportionally. Ask your current appraisal district for a ceiling transfer certificate and give it to the district for the new home (Tax Code §11.26(g), (h)).

## Sources

1. [Property Tax Exemptions — Texas Comptroller of Public Accounts](https://comptroller.texas.gov/taxes/property-tax/exemptions/) — Texas Comptroller of Public Accounts
2. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
3. [Texas Proposition 11, Increase Homestead Tax Exemption for Elderly and Disabled Amendment (2025)](https://ballotpedia.org/Texas_Increase_Homestead_Tax_Exemption_for_Elderly_and_Disabled_Amendment_(2025)) — Ballotpedia

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# The Texas disability homestead exemption

> A Texas homeowner who is disabled under the Social Security disability standard gets an additional $60,000 school district exemption from tax year 2025 (Tax Code §11.13(c)), plus a school tax ceiling. It applies to the whole year you become eligible and is claimed on Form 50-114 within one year. Benefits from other programs do not automatically qualify.

Canonical: https://exemptback.com/disability-homestead-exemption-texas  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

A disabled homeowner gets the same added school exemption and tax ceiling as an owner 65 or older.

## Who counts as disabled

The Comptroller applies the Social Security Disability Insurance standard: you are unable to engage in substantial gainful activity because of a physical or mental disability. Receiving disability benefits from another program does not by itself qualify you. Your appraisal district says which documents it needs.

Disabled veterans have separate exemptions based on the VA rating. See the [disabled veteran guide](https://exemptback.com/disabled-veteran-property-tax-exemption-texas).

## What you get

- $60,000 more off school district taxable value (§11.13(c)).
- Any local disability exemption your city, county or district adopted, at least $3,000 where offered (§11.13(d)).
- A school tax ceiling (§11.26).

## If you are both 65+ and disabled

You cannot receive both the disability and the over-65 exemption from the same taxing unit in the same year; you choose one. You can receive them from different taxing units (§11.13(h); Comptroller guidance).

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### Do I need SSDI to get the disability property tax exemption in Texas?

You need to meet the Social Security disability standard. Receiving SSDI is the most common proof; benefits from other programs do not automatically qualify.

### Can I get both the over-65 and disability exemptions in Texas?

Not from the same taxing unit in the same year. You may receive one from one unit and the other from a different unit.

## Sources

1. [Property Tax Exemptions — Texas Comptroller of Public Accounts](https://comptroller.texas.gov/taxes/property-tax/exemptions/) — Texas Comptroller of Public Accounts
2. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
3. [Texas Proposition 11, Increase Homestead Tax Exemption for Elderly and Disabled Amendment (2025)](https://ballotpedia.org/Texas_Increase_Homestead_Tax_Exemption_for_Elderly_and_Disabled_Amendment_(2025)) — Ballotpedia

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# Texas property tax exemptions for disabled veterans

> Texas exempts $5,000 to $12,000 of one property’s value for a disabled veteran based on the VA rating (Tax Code §11.22, Form 50-135). A veteran rated 100% disabled or individually unemployable from a service-connected disability pays no property tax on the residence homestead (§11.131, Form 50-114). Veterans can file late up to 5 years after the delinquency date (§11.439).

Canonical: https://exemptback.com/disabled-veteran-property-tax-exemption-texas  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

The amounts by VA rating, the total homestead exemption at 100%, which form to use, and how far back you can claim.

## Amounts by rating

| VA disability rating | Value exempted |
| --- | --- |
| 10% to 29% | $5,000 |
| 30% to 49% | $7,500 |
| 50% to 69% | $10,000 |
| 70% to 100% | $12,000 |
| Age 65+ with at least 10%, totally blind in one or both eyes, or loss of use of one or more limbs | $12,000 |
| 100% disabled or individually unemployable (service-connected) | Total exemption of the homestead (§11.131) |

The partial exemption under §11.22 applies to one property of your choice and is subtracted from its value for every taxing unit. If you qualify under more than one line, you receive the largest one.

## The 100% total exemption

Under §11.131, a veteran with a 100% service-connected disability rating, or rated individually unemployable, receives a total exemption of the residence homestead. Claim it on Form 50-114 with your VA documentation. It can begin as soon as you qualify, even after January 1, for the rest of that year (§11.42(e)).

An unremarried surviving spouse can continue the total exemption if the home was the couple’s homestead when the veteran died and remains the spouse’s homestead.

## Claiming past years

Section 11.439 accepts late applications for §§11.22, 11.131 and 11.132 up to 5 years after the delinquency date. Refunds include the matching share of penalties and interest you paid. This longer window does not cover surviving spouses.

| Tax year | Regular deadline | Homestead late deadline (§11.431) | Disabled veteran late deadline (§11.439) |
| --- | --- | --- | --- |
| 2021 | April 30, 2021 | February 1, 2024 | February 1, 2027 |
| 2022 | April 30, 2022 | February 1, 2025 | February 1, 2028 |
| 2023 | April 30, 2023 | February 1, 2026 | February 1, 2029 |
| 2024 | April 30, 2024 | February 1, 2027 | February 1, 2030 |
| 2025 | April 30, 2025 | February 1, 2028 | February 1, 2031 |
| 2026 | April 30, 2026 | February 1, 2029 | February 1, 2032 |
| 2027 | April 30, 2027 | February 1, 2030 | February 1, 2033 |

If the delinquency date for a year moved (for example, because the bill was mailed late), the late window moves with it. Your tax statement shows the delinquency date.

## Other exemptions for veterans’ families

- Donated homestead of a partially disabled veteran (§11.132).
- Surviving spouse of a service member killed in the line of duty (§11.133).
- Surviving spouse of a veteran who died from a qualifying condition or disease (§11.136).

These are claimed on Form 50-114.

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### How much is the disabled veteran property tax exemption in Texas?

10% to 29%: $5,000; 30% to 49%: $7,500; 50% to 69%: $10,000; 70% to 100%: $12,000. $12,000 applies at age 65 with at least 10%, or for total blindness in one or both eyes or loss of use of a limb. At 100% or individual unemployability, the homestead is fully exempt.

### How far back can a disabled veteran claim a property tax exemption in Texas?

Up to 5 years after the delinquency date for each tax year, under Tax Code §11.439.

### Does individual unemployability count as 100% for Texas property tax?

Yes. A veteran rated individually unemployable for a service-connected disability qualifies for the total homestead exemption under Tax Code §11.131.

## Sources

1. [Property Tax Exemptions — Texas Comptroller of Public Accounts](https://comptroller.texas.gov/taxes/property-tax/exemptions/) — Texas Comptroller of Public Accounts
2. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
3. [Form 50-135, Disabled Veteran's or Survivor's Exemption Application](https://comptroller.texas.gov/forms/50-135.pdf) — Texas Comptroller of Public Accounts
4. [Form 50-114, Application for Residence Homestead Exemption](https://comptroller.texas.gov/forms/50-114.pdf) — Texas Comptroller of Public Accounts

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# The 10% homestead cap and the tax ceiling

> Once a Texas home has a homestead exemption, its taxable appraised value cannot rise more than 10% a year plus new improvements (Tax Code §23.23), starting the tax year after the first year it qualifies. Owners 65 or older or disabled also get a school tax ceiling that keeps school taxes from rising except for improvements (§11.26). Both reset for a new owner.

Canonical: https://exemptback.com/homestead-cap-and-tax-ceiling-texas  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

Two protections that only exist if your home has a homestead exemption on record.

## The 10% homestead cap

The appraisal district can still raise your home’s market value as much as the market moves. But for taxes, a homestead’s appraised value cannot exceed the lesser of market value or last year’s appraised value plus 10%, plus the value of new improvements (§23.23).

The cap starts on January 1 of the tax year after the first year you qualify the home for a homestead exemption. That is why missing the exemption in your first year also delays the cap.

## The school tax ceiling (the "freeze")

When you qualify for the over-65 or disability exemption, your school district tax on the home is capped at the amount for that first year. After that, the ceiling is reduced when the state compresses school tax rates or raises homestead exemptions, and it rises only for new improvements, such as an addition (§11.26). Cities, counties and junior college districts can choose to adopt their own ceilings.

A surviving spouse 55 or older can keep the ceiling, and you can transfer a proportional ceiling to a new Texas home with a certificate from your appraisal district.

## Why both reset after a sale

The cap and ceiling belong to the qualifying owner, not the house. When a home sells, the new owner starts over: the first year is taxed on full appraised value, and the cap begins the following year once they have a homestead exemption.

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### How does the 10% homestead cap work in Texas?

Your homestead’s taxable appraised value cannot rise more than 10% a year over last year’s appraised value, plus the value of new improvements. It starts the year after your first year with the homestead exemption.

### Does the homestead cap reset when you buy a house?

Yes. The seller’s capped value does not carry over. Your own cap starts the tax year after the first year you qualify for the homestead exemption.

## Sources

1. [Texas Tax Code, Chapter 23 (Appraisal Methods and Procedures) — §23.23](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.23.htm) — Texas Legislature
2. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
3. [Property Tax Exemptions — Texas Comptroller of Public Accounts](https://comptroller.texas.gov/taxes/property-tax/exemptions/) — Texas Comptroller of Public Accounts
4. [r/texas — Bought a house this year, don't understand what…](https://www.reddit.com/r/texas/comments/14si03l/) — Reddit

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# Got a letter asking you to reapply?

> Texas appraisal districts must review every residence homestead exemption at least once every five tax years (Tax Code §11.43(h-1), from SB 1801). Since September 1, 2025 (HB 2730), a district may require you to reapply only if it has reason to believe you no longer qualify, and its notice must say why. Answer by the deadline in the letter (Dallas CAD gives 30 days) with a new application and a matching ID, or the exemption can be removed.

Canonical: https://exemptback.com/homestead-exemption-reapply-letter-texas  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

Appraisal districts now review every homestead regularly. A real reapply letter needs an answer, and it is free to answer.

## Why you got it

- **Five-year review:** SB 1801 (effective September 1, 2023) requires each appraisal district to review every homestead at least once every five tax years (§11.43(h-1)).
- **Reason to believe:** HB 2730 (effective September 1, 2025) allows a district to require a new application only if it has reason to believe you no longer qualify, and the written notice must state the reason.

Dallas CAD says it mails these letters to some owners each year, usually in December, and sends them by certified mail to owners with the over-65 exemption. If you did not get a letter, you do not need to reapply.

## What to do

1. Confirm the letter is from your appraisal district: check the district name and phone number against its official website.
2. Complete a new Form 50-114 by the date in the letter.
3. Include a copy of your Texas driver license or ID showing the home’s address.
4. Keep proof you sent it, then confirm the exemption still shows on your record.

Answering is free. A real appraisal district letter never asks for a fee.

## If you ignore it

The exemption can be removed and your taxes go up. Dallas CAD says it removes the exemption when there is no response within 30 days. For owners 65 or older, the district must first send a notice with a response form and prepaid envelope and wait 60 days (§11.43(q)). If an exemption was removed, you can reapply, including late for prior years you still qualified for.

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Check my record free](https://exemptback.com/check)

## Common questions

### Do I have to reapply for my homestead exemption in Texas every year?

No. You reapply only if your appraisal district sends you a written request, or when you move to a new home.

### Why did I get a letter to reapply for my homestead exemption?

Appraisal districts must review every homestead at least once every five years, and may require a new application when they have reason to believe you no longer qualify. The notice must state the reason.

### What happens if I ignore the homestead reapply letter?

The district can remove the exemption, which raises your taxes. Dallas CAD removes it if there is no response within 30 days.

## Sources

1. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
2. [New Law May Require Texas Homeowners to Renew Homestead Exemptions (SB 1801)](https://www.hinshawlaw.com/en/insights/blogs/consumer-crossroads-where-financial-services-and-litigation-intersect/new-law-may-require-texas-homeowners-to-renew-homestead-exemptions) — Hinshaw & Culbertson LLP
3. [Bill Analysis, H.B. 2730 (89th Legislature)](https://capitol.texas.gov/tlodocs/89R/analysis/html/HB02730H.htm) — Texas Legislature
4. [Dallas CAD — Reapply Letter FAQ (SB 1801 and HB 2730)](https://www.dallascad.org/FAQ_Website_Reapply_Letter_Request_SB_1801_and_HB_2730_01052026.pdf) — Dallas Central Appraisal District
5. [Texas homeowners must now verify homestead exemptions every 5 years — or risk losing it](https://www.fox26houston.com/news/texas-homestead-exemption-verified-every-5-years) — FOX 26 Houston

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# Paid homestead letters: what they are and what to do

> You never have to pay anyone to file a Texas homestead exemption; your appraisal district accepts the application for free. Mailers offering a "designation of homestead" for a fee are not exemption applications. The Texas Attorney General warned about these offers after more than 100 complaints. Real appraisal district letters come from the district and never ask for a fee.

Canonical: https://exemptback.com/homestead-exemption-scam-letters-texas  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

If a mailer wants money to "file your homestead," stop and read this first.

## What these letters are

Private companies mail official-looking offers to new homeowners to prepare a "designation of homestead" or homestead forms for a fee. One reported example charged $45. The Texas Attorney General issued a consumer alert after receiving more than 100 complaints.

Harris Central Appraisal District explains that a designation of homestead is filed with the county clerk and relates to protecting a home from forced sale for certain debts. It is not a property tax exemption application, and most homeowners never need one. HCAD also warns about firms that offer to recover "unclaimed money" for half of the amount.

## How to tell the difference

- **Real:** from your county appraisal district, by name, with a phone number that matches the district’s official website, asking you to file or confirm an exemption. No fee.
- **Not the appraisal district:** asks for a payment, a check, or a share of your savings to file a free form; uses an official-sounding name not found on the Comptroller’s county directory.

Report a deceptive offer to the Texas Attorney General’s consumer hotline at 800-621-0508 or through texasattorneygeneral.gov.

## Where ExemptBack fits

ExemptBack is private self-help software, not a government service and not a filing service. The check is free. It shows what your county record lists, which exemptions and late years you appear to qualify for, and an estimate of the money involved. If you are already covered or the savings are small, the report says not to buy anything. You can always file yourself, free, without us.

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### Is the homestead exemption letter I got in the mail a scam?

If it asks for a fee to file a homestead exemption or a "designation of homestead," it is not from your appraisal district. Filing the exemption is free. Check the sender against your appraisal district’s official website.

### What is a designation of homestead?

A document filed with the county clerk that relates to protecting a home from forced sale for certain debts. It is not a property tax exemption application.

### Do I need to pay a company to file my homestead exemption?

No. You can file directly with your appraisal district for free.

## Sources

1. [AG Paxton Issues Consumer Alert on Misleading Homestead Tax Exemption Offers](https://texasattorneygeneral.gov/news/releases/ag-paxton-issues-consumer-alert-on-misleading-homestead-tax-exemption-off) — Office of the Texas Attorney General
2. [Consumer Alert: HCAD Warns Homeowners to Be Wary of Homestead Designation and Unclaimed Money Solicitations](https://hcad.org/alerts/consumer-alert-hcad-warns-homeowners-to-be-wary-of-homestead-designation-and-unclaimed-money-solicitations) — Harris Central Appraisal District
3. [Some area residents confused by $45 homestead designation offer](https://www.kwtx.com/content/news/Some-area-residents-confused-by-45-homestead-designation-offer-487949901.html) — KWTX
4. [County Directory (appraisal districts and tax offices)](https://comptroller.texas.gov/taxes/property-tax/county-directory/) — Texas Comptroller of Public Accounts

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# Dallas County homestead exemption

> Dallas County homeowners file the Texas homestead exemption (Form 50-114) with the Dallas Central Appraisal District, not the tax office. File online from your property’s page on dallascad.org ("File Homestead Exemption Online"), or by mail. Include a Texas driver license or ID showing the home’s address. Filing is free, the regular deadline is April 30, and late applications are accepted up to 2 years after the delinquency date.

Canonical: https://exemptback.com/dallas-county-homestead-exemption  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

How to file with the Dallas Central Appraisal District (DCAD), and what to check on your record.

## Filing with DCAD

- **Appraisal district:** Dallas Central Appraisal District
- **Website:** [www.dallascad.org](https://www.dallascad.org)
- **Online filing:** Yes. Search your property on dallascad.org, open the property address, and choose "File Homestead Exemption Online." The same page has a "Print Homestead Exemption Form" link.
- **Mail / in person:** Dallas Central Appraisal District, Attn: PRE, PO Box 560328, Dallas, TX 75356-0328
- **Phone:** 214-631-0910 (customer service, Monday to Friday, 7:30 a.m. to 5:00 p.m.)
- **Cost:** Free

## What Dallas County homeowners should know

- Dallas CAD mails reapply letters to some owners each year, usually in December. Owners with an age 65 or older exemption get them by certified mail.
- If you get a reapply letter you must send a new homestead application within 30 days, with a copy of a Texas driver license or ID that shows the property address. If you do not respond, the exemption is removed.
- If you did not get a reapply letter, you do not need to file a new application.
- An analysis by the Child Poverty Action Lab, reported September 5, 2026, estimated about 57,000 Dallas County properties may qualify for a homestead exemption but are not claiming it. CPAL cautioned the estimate may include false positives.

Contact details were checked against DCAD’s own pages on November 7, 2026. Offices change hours and portals; confirm on the district’s website before you go.

## Amounts that apply statewide

Every Texas school district, including those in Dallas County, must exempt $140,000 of a homestead’s value, plus $60,000 for owners 65 or older or disabled (tax year 2025 and later). City, county and special district exemptions vary by taxing unit; your DCAD property record lists each unit and the exemptions applied.

| Tax year | General homestead | Added for 65+ or disabled | Total for 65+ or disabled |
| --- | --- | --- | --- |
| 2022 | $40,000 | $10,000 | $50,000 |
| 2023 | $100,000 | $10,000 | $110,000 |
| 2024 | $100,000 | $10,000 | $110,000 |
| 2025 and later | $140,000 | $60,000 | $200,000 |

## Missed a year?

DCAD applies the same state late-filing rule: up to 2 years after the delinquency date for each tax year (§11.431), or 5 years for disabled veteran exemptions (§11.439). See [late filing and refunds](https://exemptback.com/late-homestead-exemption-refund).

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### Where do I file my homestead exemption in Dallas County?

With the Dallas Central Appraisal District (www.dallascad.org). Yes. Search your property on dallascad.org, open the property address, and choose "File Homestead Exemption Online." The same page has a "Print Homestead Exemption Form" link.

### Is there a fee to file a homestead exemption in Dallas County?

No. Filing with the appraisal district is free.

## Sources

1. [Dallas CAD — Reapply Letter FAQ (SB 1801 and HB 2730)](https://www.dallascad.org/FAQ_Website_Reapply_Letter_Request_SB_1801_and_HB_2730_01052026.pdf) — Dallas Central Appraisal District
2. [Dallas Central Appraisal District](https://www.dallascad.org) — Dallas Central Appraisal District
3. [Thousands of Dallas County homeowners may be missing a property tax break](https://www.nbcdfw.com/news/local/thousands-of-dallas-county-homeowners-may-be-missing-a-property-tax-break/4072463/) — NBC 5 Dallas-Fort Worth
4. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
5. [Form 50-114, Application for Residence Homestead Exemption](https://comptroller.texas.gov/forms/50-114.pdf) — Texas Comptroller of Public Accounts

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# Tarrant County homestead exemption

> Tarrant County homeowners file the Texas homestead exemption (Form 50-114) with the Tarrant Appraisal District, not the tax office. File online at tad.org/forms/homestead-exemption, by mail, or in person. Include a Texas driver license or ID showing the home’s address. Filing is free, the regular deadline is April 30, and late applications are accepted up to 2 years after the delinquency date.

Canonical: https://exemptback.com/tarrant-county-homestead-exemption  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

How to file with the Tarrant Appraisal District (TAD), and what to check on your record.

## Filing with TAD

- **Appraisal district:** Tarrant Appraisal District
- **Website:** [www.tad.org](https://www.tad.org)
- **Online filing:** Yes. Tarrant Appraisal District launched a new online homestead application on February 11, 2025, at tad.org/forms/homestead-exemption, with a dashboard to check your exemption status. A downloadable application is still available.
- **Mail / in person:** Tarrant Appraisal District, 2500 Handley-Ederville Rd, Fort Worth, TX 76118 (mail or in person)
- **Phone:** (817) 284-0024 (main line, Monday to Friday, 8:00 a.m. to 5:00 p.m.)
- **Cost:** Free

## What Tarrant County homeowners should know

- TAD asks applicants to submit all required documentation with the application. The statewide form requires a copy of a Texas driver license or ID that shows the property address.

Contact details were checked against TAD’s own pages on November 7, 2026. Offices change hours and portals; confirm on the district’s website before you go.

## Amounts that apply statewide

Every Texas school district, including those in Tarrant County, must exempt $140,000 of a homestead’s value, plus $60,000 for owners 65 or older or disabled (tax year 2025 and later). City, county and special district exemptions vary by taxing unit; your TAD property record lists each unit and the exemptions applied.

| Tax year | General homestead | Added for 65+ or disabled | Total for 65+ or disabled |
| --- | --- | --- | --- |
| 2022 | $40,000 | $10,000 | $50,000 |
| 2023 | $100,000 | $10,000 | $110,000 |
| 2024 | $100,000 | $10,000 | $110,000 |
| 2025 and later | $140,000 | $60,000 | $200,000 |

## Missed a year?

TAD applies the same state late-filing rule: up to 2 years after the delinquency date for each tax year (§11.431), or 5 years for disabled veteran exemptions (§11.439). See [late filing and refunds](https://exemptback.com/late-homestead-exemption-refund).

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### Where do I file my homestead exemption in Tarrant County?

With the Tarrant Appraisal District (www.tad.org). Yes. Tarrant Appraisal District launched a new online homestead application on February 11, 2025, at tad.org/forms/homestead-exemption, with a dashboard to check your exemption status. A downloadable application is still available.

### Is there a fee to file a homestead exemption in Tarrant County?

No. Filing with the appraisal district is free.

## Sources

1. [Tarrant Appraisal District Introduces New Online Homestead Application](https://tad.org/tarrant-appraisal-district-introduces-new-online-homestead-application) — Tarrant Appraisal District
2. [Tarrant Appraisal District — Homestead Exemption Application](https://www.tad.org/forms/homestead-exemption) — Tarrant Appraisal District
3. [Tarrant Appraisal District — Applying for a Homestead Exemption](https://tad.org/applying-for-a-homestead-exemption) — Tarrant Appraisal District
4. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
5. [Form 50-114, Application for Residence Homestead Exemption](https://comptroller.texas.gov/forms/50-114.pdf) — Texas Comptroller of Public Accounts

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# Collin County homestead exemption

> Collin County homeowners file the Texas homestead exemption (Form 50-114) with the Collin Central Appraisal District, not the tax office. File online through the Collin CAD Taxpayer Portal, by mail, in person, or in the drop box (emailed applications are not accepted). Include a Texas driver license or ID showing the home’s address. Filing is free, the regular deadline is April 30, and late applications are accepted up to 2 years after the delinquency date.

Canonical: https://exemptback.com/collin-county-homestead-exemption  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

How to file with the Collin Central Appraisal District (Collin CAD), and what to check on your record.

## Filing with Collin CAD

- **Appraisal district:** Collin Central Appraisal District
- **Website:** [collincad.org](https://collincad.org)
- **Online filing:** Yes, through the Collin CAD Taxpayer Portal at onlineportal.collincad.org. Collin CAD says emailed applications are not accepted.
- **Mail / in person:** By mail, in person (Monday to Friday, 8 a.m. to 4 p.m.), or in the 24/7 drop box outside the main entrance
- **Phone:** 469-742-9200
- **Cost:** Free

## What Collin County homeowners should know

- Include a copy of your Texas driver license or state ID. Collin CAD states the address on your ID must match the property address.

Contact details were checked against Collin CAD’s own pages on November 7, 2026. Offices change hours and portals; confirm on the district’s website before you go.

## Amounts that apply statewide

Every Texas school district, including those in Collin County, must exempt $140,000 of a homestead’s value, plus $60,000 for owners 65 or older or disabled (tax year 2025 and later). City, county and special district exemptions vary by taxing unit; your Collin CAD property record lists each unit and the exemptions applied.

| Tax year | General homestead | Added for 65+ or disabled | Total for 65+ or disabled |
| --- | --- | --- | --- |
| 2022 | $40,000 | $10,000 | $50,000 |
| 2023 | $100,000 | $10,000 | $110,000 |
| 2024 | $100,000 | $10,000 | $110,000 |
| 2025 and later | $140,000 | $60,000 | $200,000 |

## Missed a year?

Collin CAD applies the same state late-filing rule: up to 2 years after the delinquency date for each tax year (§11.431), or 5 years for disabled veteran exemptions (§11.439). See [late filing and refunds](https://exemptback.com/late-homestead-exemption-refund).

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### Where do I file my homestead exemption in Collin County?

With the Collin Central Appraisal District (collincad.org). Yes, through the Collin CAD Taxpayer Portal at onlineportal.collincad.org. Collin CAD says emailed applications are not accepted.

### Is there a fee to file a homestead exemption in Collin County?

No. Filing with the appraisal district is free.

## Sources

1. [Collin CAD — How do I apply for exemptions?](https://collincad.org/faqs/how-do-i-apply-for-exemptions-2/) — Collin Central Appraisal District
2. [Collin CAD Taxpayer Portal](https://onlineportal.collincad.org/) — Collin Central Appraisal District
3. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
4. [Form 50-114, Application for Residence Homestead Exemption](https://comptroller.texas.gov/forms/50-114.pdf) — Texas Comptroller of Public Accounts

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# Denton County homestead exemption

> Denton County homeowners file the Texas homestead exemption (Form 50-114) with the Denton Central Appraisal District, not the tax office. Email the printed form to info@dentoncad.com, or mail or drop it off at 3911 Morse Street in Denton. Include a Texas driver license or ID showing the home’s address. Filing is free, the regular deadline is April 30, and late applications are accepted up to 2 years after the delinquency date.

Canonical: https://exemptback.com/denton-county-homestead-exemption  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

How to file with the Denton Central Appraisal District (Denton CAD), and what to check on your record.

## Filing with Denton CAD

- **Appraisal district:** Denton Central Appraisal District
- **Website:** [www.dentoncad.com](https://www.dentoncad.com)
- **Online filing:** Denton CAD says the printed application can be emailed back to info@dentoncad.com. Its FAQ does not describe a separate online filing portal.
- **Mail / in person:** Denton Central Appraisal District, 3911 Morse Street, Denton, TX 76208 (mail or drop off)
- **Cost:** Free

## What Denton County homeowners should know

- Denton CAD requires a copy of a Texas driver license or state ID whose address matches the property. It does not accept passports or temporary licenses.
- When several owners sign, each signer’s ID must match; married co-owners need only one signature.
- Denton CAD does not mail an approval notice. Check the property on its website; the homestead usually shows within 90 days.
- There is no fee, and you do not need to hire anyone to file.

Contact details were checked against Denton CAD’s own pages on November 7, 2026. Offices change hours and portals; confirm on the district’s website before you go.

## Amounts that apply statewide

Every Texas school district, including those in Denton County, must exempt $140,000 of a homestead’s value, plus $60,000 for owners 65 or older or disabled (tax year 2025 and later). City, county and special district exemptions vary by taxing unit; your Denton CAD property record lists each unit and the exemptions applied.

| Tax year | General homestead | Added for 65+ or disabled | Total for 65+ or disabled |
| --- | --- | --- | --- |
| 2022 | $40,000 | $10,000 | $50,000 |
| 2023 | $100,000 | $10,000 | $110,000 |
| 2024 | $100,000 | $10,000 | $110,000 |
| 2025 and later | $140,000 | $60,000 | $200,000 |

## Missed a year?

Denton CAD applies the same state late-filing rule: up to 2 years after the delinquency date for each tax year (§11.431), or 5 years for disabled veteran exemptions (§11.439). See [late filing and refunds](https://exemptback.com/late-homestead-exemption-refund).

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### Where do I file my homestead exemption in Denton County?

With the Denton Central Appraisal District (www.dentoncad.com). Denton CAD says the printed application can be emailed back to info@dentoncad.com. Its FAQ does not describe a separate online filing portal.

### Is there a fee to file a homestead exemption in Denton County?

No. Filing with the appraisal district is free.

## Sources

1. [Denton CAD — Frequently Asked Questions](https://dentoncad.com/?p=2806) — Denton Central Appraisal District
2. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature
3. [Form 50-114, Application for Residence Homestead Exemption](https://comptroller.texas.gov/forms/50-114.pdf) — Texas Comptroller of Public Accounts

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._

---

# Glossary

- **Residence homestead exemption:** A reduction in the taxable value of the home you own and live in as your principal residence. In Texas, school districts must exempt $140,000 of a homestead’s value (Tax Code §11.13(b)), and other taxing units may add their own exemptions.
- **Appraisal district (CAD):** The county office that appraises property and approves or denies exemption applications. You file your homestead application with the appraisal district in the county where the home is, not with the tax office or the state.
- **Chief appraiser:** The official who runs an appraisal district and decides exemption applications, including late applications under Tax Code §11.431.
- **Tax assessor-collector:** The office that sends tax bills and collects payments. After a late exemption is approved, it corrects the bill or sends the refund.
- **Taxing unit:** Any government that levies property tax on your home, such as a school district (ISD), city, county, college district, hospital district, or MUD.
- **Appraised value:** The value the appraisal district assigns to your home for the tax year, before exemptions are subtracted.
- **Taxable value:** Appraised value (or the capped value for a homestead) minus your exemptions. Each taxing unit’s rate is applied to its own taxable value.
- **Tax rate (per $100):** Texas tax rates are stated per $100 of taxable value. A rate of 1.0000 means $1.00 of tax for every $100 of taxable value.
- **Delinquency date:** The date unpaid taxes become delinquent, usually February 1 of the year after the tax year (Tax Code §31.02). Late-filing windows are measured from this date.
- **Late application:** A homestead application filed after the regular deadline. Texas allows it up to 2 years after the delinquency date (§11.431), or 5 years for certain disabled veteran exemptions (§11.439).
- **Local option percentage exemption:** An optional exemption of up to 20% of a homestead’s appraised value that a city, county, school district, or special district may adopt. If the percentage works out to less than $5,000, the owner gets $5,000 (§11.13(n)).
- **Over-65 exemption:** An additional $60,000 school district exemption for homeowners age 65 or older, from tax year 2025 (§11.13(c)). Other taxing units may add a local over-65 exemption of at least $3,000 (§11.13(d)).
- **Disability exemption:** The same additional $60,000 school exemption for a homeowner who is disabled under the Social Security disability standard (§11.13(c)).
- **Tax ceiling (tax freeze):** For homeowners with the over-65 or disability exemption, school district taxes on the homestead cannot rise above the amount set when they first qualified, except for new improvements (§11.26). Cities, counties, and junior colleges may adopt their own ceilings.
- **Homestead cap (10% cap):** Once a home has a homestead exemption, its appraised value for taxes cannot rise more than 10% a year plus the value of new improvements (§23.23). The cap starts the year after the first year the home qualifies.
- **Disabled veteran exemption:** A partial exemption from $5,000 to $12,000 of a property’s value based on the VA disability rating (§11.22), claimed on Form 50-135.
- **100% disabled veteran exemption:** A total exemption of the residence homestead for a veteran the VA rates 100% disabled or individually unemployable from a service-connected disability (§11.131), claimed on Form 50-114.
- **Individual unemployability (IU / TDIU):** A VA determination that pays a veteran at the 100% rate because service-connected disabilities prevent substantially gainful work. Texas treats it the same as a 100% rating for the §11.131 total exemption.
- **Form 50-114:** The Texas Comptroller’s Application for Residence Homestead Exemption, used for the general, over-65, disability, and 100% disabled veteran homestead exemptions.
- **Form 50-135:** The Texas Comptroller’s Disabled Veteran’s or Survivor’s Exemption Application, used for the partial disabled veteran exemption under §11.22.
- **Heir property:** A home inherited without a recorded deed in the heir’s name. An heir who lives there can still apply for the homestead exemption with an ownership affidavit and supporting documents (§11.43(o)).
- **Five-year homestead review:** Appraisal districts must review each homestead exemption at least once every five tax years (§11.43(h-1)), which is why some owners receive reapply letters.
- **Designation of homestead:** A document filed with the county clerk that relates to protecting a home from forced sale for certain debts. It is not a property tax exemption application. Paid offers to file one are a frequent source of confusion.
- **Escrow:** An account your mortgage servicer uses to pay property taxes and insurance. When an exemption lowers your tax bill, the servicer’s next escrow analysis can lower your monthly payment.