# The $140,000 homestead exemption: what changed in 2025

> From tax year 2025, the Texas school district homestead exemption is $140,000 (up from $100,000), and homeowners 65 or older or disabled get an additional $60,000 (up from $10,000), for $200,000 in total. Voters approved Proposition 13 with 79.41% and Proposition 11 with 77.68% on November 4, 2025. Owners who already had the exemptions did not need to reapply.

Canonical: https://exemptback.com/texas-homestead-exemption-increase  
Reviewed: 2026-11-07 · Law checked: 2026-11-05

Two constitutional amendments approved on November 4, 2025, raised the school district homestead exemptions starting with the 2025 tax year.

## What changed

| Tax year | General homestead | Added for 65+ or disabled | Total for 65+ or disabled |
| --- | --- | --- | --- |
| 2022 | $40,000 | $10,000 | $50,000 |
| 2023 | $100,000 | $10,000 | $110,000 |
| 2024 | $100,000 | $10,000 | $110,000 |
| 2025 and later | $140,000 | $60,000 | $200,000 |

- **Proposition 13** (SJR 2, enabled by SB 4) raised the general school homestead exemption from $100,000 to $140,000. Voters approved it 79.41% to 20.59%.
- **Proposition 11** (SJR 85, enabled by SB 23) raised the added school exemption for owners 65 or older or disabled from $10,000 to $60,000. Voters approved it 77.68% to 22.32%.

Both apply to tax years beginning January 1, 2025.

## Who benefits, and who does not

The increases only help a home that has the matching exemption on its appraisal record. A home with no homestead exemption on file gets none of it. A 65-year-old owner whose record shows only the general homestead gets $140,000, not $200,000.

The increases are school district exemptions. City, county and special district taxes depend on each unit’s own local exemptions.

For example, at a hypothetical school district rate of 1.0000 per $100, a $140,000 exemption removes $1,400 of school tax a year ($140,000 ÷ 100 × 1.0000). Your own rate is printed on your tax statement.

## If you already have a tax ceiling

For owners with an over-65 or disability school tax ceiling, Tax Code §11.26 adjusts the ceiling down to reflect increases in the §11.13(b) and (c) exemptions, so ceiling holders also share in the change. See [tax ceiling](https://exemptback.com/homestead-cap-and-tax-ceiling-texas#ceiling).

## What to check now

1. Look up your property on your appraisal district’s website and read the exemptions listed.
2. If no homestead is listed and you live there, apply, and ask for the late years you qualify for (see [late refunds](https://exemptback.com/late-homestead-exemption-refund)).
3. If you are 65 or older or disabled and that exemption is not listed, apply for it too.

**Not sure what your record shows?** The free check reads your county record with you, applies the rules on this page, and shows any back-year refunds and yearly savings. If you are already covered, it says so.

[Run the free 3-minute check](https://exemptback.com/check)

## Common questions

### When does the $140,000 homestead exemption take effect?

It applies to tax years beginning January 1, 2025, so it first appeared on 2025 tax bills.

### Do I need to reapply to get the $140,000 exemption?

No. If your home already had a homestead exemption, the appraisal district applies the higher amount. If your home had no homestead exemption, you must apply.

### What is the total homestead exemption for seniors in Texas?

From tax year 2025, an owner 65 or older with both exemptions on file gets $140,000 plus $60,000, or $200,000, off school district taxable value.

## Sources

1. [Texas Proposition 13, Increase Homestead Property Tax Exemption Amendment (2025)](https://ballotpedia.org/Texas_Increase_Homestead_Property_Tax_Exemption_Amendment_(2025)) — Ballotpedia
2. [Texas Proposition 11, Increase Homestead Tax Exemption for Elderly and Disabled Amendment (2025)](https://ballotpedia.org/Texas_Increase_Homestead_Tax_Exemption_for_Elderly_and_Disabled_Amendment_(2025)) — Ballotpedia
3. [Property Tax Exemptions — Texas Comptroller of Public Accounts](https://comptroller.texas.gov/taxes/property-tax/exemptions/) — Texas Comptroller of Public Accounts
4. [Texas Tax Code, Chapter 11 (Taxable Property and Exemptions)](https://statutes.capitol.texas.gov/Docs/TX/htm/TX.11.htm) — Texas Legislature

_ExemptBack is private self-help software, not a government service, law firm, or property tax consultant. General information, not legal advice._